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Jun 2

Mortgage Glossary

I know sometimes it sounds like mortgage companies are talking in a different language. I hope the following definitions will help you to decipher some of what you hear. Appraisal An expert opinion on the value of a property Annual Percentage Rate This is not the note rate applied for, but rather is a government mandated formula that shows the cost of the loan in a yearly rate by using the note rate plus certain other upfront costs ARM Loan Adjustable Rate Mortgage. Mortgage characterized by an interest