NOVA has a full-service Credit Services department for helping applicants raise their credit scores and qualify for the best deal on financing.
The first step is to do a loan application. We can do it over the phone (928-726-7266 and ask for Daniel or Paula). Or APPLY ONLINE NOW. Either way, it takes about 10 minutes. Once we have the application, we will pull credit and run a full pre-qualification.
If the credit scores need some work, we will forward the report to our local Credit Analyst, Jennifer Humphrey. Jennifer is an expert in this field. Her full-time job is to work with clients toward improving credit scores in order to qualify for a mortgage. She will come up with an action plan and a timeline, and then do whatever she can to help clients raise their scores as fast as possible.
This is a free service we offer to our clients. We make our money by closing loans, so our goal is to get you qualified to buy a house!