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Dec 8

FHA Loan Limits Increased for 2017

2017_fha_loan_limits_yuma_county_arizona_azThe Federal Housing Administration (FHA) announced recently the agency’s new schedule of loan limits, and due to an increase in housing prices, most areas in the country will see a slight increase in loan limits in 2017.


The current loan limit in Yuma county is $271,050.  That will be going up to $275,665 in 2017.  That will get homebuyers about $285,000 with minimal down payment (3.5%).  Not bad!

These loan limits are effective for case numbers assigned on or after January 1, 2017, and will remain in effect through the end of the year.

FHA calculates forward mortgage limits based on median house prices in accordance with the National Housing Act. FHA’s Single Family forward mortgage limits are set by Metropolitan Statistical Area and county. Loan limits for reverse mortgages are also calculated but these do not vary by MSA or county; instead, a single limit applies to all mortgages in the regardless of where they are originated.