Home values have started to stabilize in Yuma County, and are even rising in certain neighborhoods. October, November and December are usually slower months for home sales, which is good for you as a buyer.
I know you’re probably nervous about the mortgage process. You might be wondering if you can even qualify for a loan. Or if you’re going to apply and be declined….
Well let me just tell you that when you apply with me, I guarantee you will not be sent away with a no. Sometimes the answer is “not yet,” but it is never no. There is no shame in having items on your credit history that need to be taken care of. Believe me, you’re not alone. In fact, it’s so common that I recently added a full-time Credit Analyst to my staff who does nothing but assist my clients and their friends with improving their credit scores. This is a service many companies charge $395 per client to do. We, of course, will take care of this for you free of charge. (More info here).
You probably think that owning a home is going to require some financial sacrifice on your part. Consider this: 77% of the families I have helped become homeowners over the last 4 years have actually ended up paying LESS for their mortgage than for rent. 92% have made less than a 4% down payment. 42% have purchased the home with $1,000 or less out of their pockets. That’s less than the average security deposit on an apartment in Yuma.
I would be happy to take a look at your personal situation, and help you understand the options available to you. There is no fee to apply, and at the very least, you will walk away knowing exactly what you need to do to move forward.
You can reach me or my assistant Kris Amaya directly at 928-726-7266.