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Jan 14

2018 Yuma Market Recap

Home Sales Homes sales remained strong through 2018 with over 250 homes selling every month. Home Values The average sale price also continues to rise with about an 8% increase in 2018 compared to 2017.  Part of this is most likely due to a shortage in lower priced homes. Appreciation It is interesting to point out that the average appreciation rate in Arizona rose way higher than the national average during the boom, and the fell much faster than average during the housing crisis of 2007-2008. Foreclosures Foreclosure

Jul 31

First Half 2017 Yuma AZ Real Estate Market Update

It’s time to take a look back at the first half of 2017.  Can you believe it’s already the end of July?! Let’s start with the basics.  Yuma’s average sales price is $147,937.  When you exclude manufactured homes, the average single family residence (SFR) sold for $171,887.  With 1,482 homes sold, we are averaging 247 sales per month. Compared with last year at this time, inventory is down, prices are up and sales are up. Rates First off, let’s talk about mortgage rates.  Rates are lower than anyone

Jun 14

How the Fed Impacts Mortgage Rates

The Federal Reserve Open Market Committe (FOMC) meets at least eight times per year to discuss and vote on US monetary policy.  The Fed controls the Fed Funds rate, which is essentially a bank’s cost of money.  When the Fed increases the Fed Funds rate, short-term interest rates such as the Prime rate and LIBOR go up.  These are often used to determine interest rates on adjustable rate mortgages, home equity lines of credit, credit card balances, and business loans. However, interest rates on fixed-rate mortgages are not tied to changes in the Fed Funds rate.

Apr 18

Unique conditions in Yuma housing market make NOW the perfect time to upgrade your home

Unique conditions in Yuma housing market make NOW the perfect time to upgrade your home

If you are a homeowner in Yuma county, I want you to know about a unique situation going on right now in the housing market that might present an opportunity for you. The Dual Market It is what we call a Dual Market, and it means that you can essentially sell your house in a seller’s market; and at the same time buy a house taking advantage of a buyer’s market. How does this work? The best way I can think to describe this is to show you

Mar 4

Mortgage Rates Today in Yuma

Mortgage Rates Today in Yuma

Wondering what mortgage rates today are in Yuma, Arizona? The first thing to understand is that in today’s world, every mortgage rate quote is a custom quote.  Not to over-complicate things, but it is important for you to know the truth of how these things work.  There are many things that can affect your interest rate.  In order to get an accurate rate your lender will actually be able to deliver, you should expect to answer a few questions: Are you buying a house or refinancing? If you are refinancing, are

Jan 24

Yuma Real Estate Market Update – January 2014

Yuma Real Estate Market Update – January 2014

In 2013, 2,082 homes were sold in Yuma county.  The average sales price was $132,931. Let’s put those 2 facts into a little bit of perspective. 2006 was considered the peak of the real estate market in Yuma.  In 2006, people we lining up to buy homes.  Investors were coming over from California to snatch up any property they could.  Home builders started refusing to sell to investors.  In fact, in a lot of neighborhoods, you would have to enter your name in a lottery, and then wait

Jul 23

CMPS Chairman Interviewed on Fox Business

Gibran Nicholas, Chairman on the CMPS Institute, was interviewed on Fox Business about the new Financial Reform Act.  I think he does a pretty good job of staying positive.  I need some more time to digest it before I say anything more, but there's massive amounts of garbage in this new law.

Jul 5

HUGE OPPORTUNITY!! Mortgage Rate Update – July 2010

If you’re paying more than 5% on your mortgage today, right now is the time to explore your options.  Watch this short video for more info, and then give me a call!  I will personally review your individual situation, and provide you with an in-depth analysis.  No cost.  No obligation. 

Jun 24

Mortgage Rates Hit Record Lows

Mortgage Rates Hit Record Lows

McLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.69 percent with an average 0.7 point for the week ending June 24, 2010, down from last week when it averaged 4.75 percent. Last year at this time, the 30-year FRM averaged 5.42 percent. Click here to read the full release.