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Tag Archives:yuma homeowner

Feb 23

With a VA Loan, You Always Have the Best Rate

With a VA Loan, You Always Have the Best Rate

Anyone who has served knows, the military loves its acronyms.  And the VA home loan is no different.  Today we are talking about the VA Interest Rate Reduction Refinance Loan, or IRRRL.  Also known as the VA Streamline Refinance Program, the IRRRL was designed to ensure that as interest rates move up and down, VA borrowers will always have access to the current lowest rates. This program allows you to refinance your existing VA loan into a new VA loan with a lower rate & lower monthly payment.  We have seen

Oct 18

USDA Loan Update!

USDA Loan Update!

USDA Loans are a big deal in Yuma county since they allow for $0 down financing in outlying areas like Wellton, Somerton and San Luis.  Earlier this year, the eligibility map was updated to show that Somerton and San Luis would no longer be eligible for USDA financing as of October 1.  With the government shutdown, it has been up in the air as to whether or not this change would be implemented or delayed. The “Continuing Appropriations Act, 2014” (H.R. 2775) was signed into law by the

Aug 5

How Long Do I Have to Wait to Buy Again?

How Long Do I Have to Wait to Buy Again?

There is life after a short sale. There is life after Bankruptcy. There is even life after foreclosure. Anyone can fall on tough times. With the proper planning, you can become a homeowner again before you know it.