neurontin used for hot flashes

Tag Archives:yuma az

Jan 11

Why Do I Have to Pay for a Rate Lock Extension?

Why Do I Have to Pay for a Rate Lock Extension?

Here’s the scoop: mortgage rates are determined by mortgage bond prices.  Mortgage bonds trade in what’s known as a “To Be Announced” (TBA) market.  When you commit to a rate lock, the lender is agreeing to deliver your mortgage to the bond investor within 30 days, 45 days, etc.  That’s where rate lock timeframes come from.  So in essence, bond investors are trading empty buckets of mortgages that are scheduled to be filled within certain timeframes.  (For a current look at the mortgage bond market, see our Live Market

Dec 8

FHA Loan Limits Increased for 2017

FHA Loan Limits Increased for 2017

The Federal Housing Administration (FHA) announced recently the agency’s new schedule of loan limits, and due to an increase in housing prices, most areas in the country will see a slight increase in loan limits in 2017.   The current loan limit in Yuma county is $271,050.  That will be going up to $275,665 in 2017.  That will get homebuyers about $285,000 with minimal down payment (3.5%).  Not bad! These loan limits are effective for case numbers assigned on or after January 1, 2017, and will remain in

Apr 5

Nova Home Loans Yuma AZ

Nova Home Loans Yuma AZ

NOVA® Home Loans  has been serving Yuma families since 1995.  As a private mortgage banker,  NOVA®  is committed to offering great products and low rates, all while delivering world class customer service. Daniel Jackson and The Jackson Team at NOVA® Home Loans are here to make your home purchase or refinance experience and easy and stress-free as possible. Get in touch with us! Contact us today at 928-726-7266 or email jacksonteam@novahomeloans.com.  Let us help you get the best deal on your mortgage financing in Yuma! Map to NOVA® Home Loans Yuma NOVA® Home Loans Yuma

Mar 16

Casa de Venta en Yuma AZ

Casa de Venta en Yuma AZ

Yuma Arizona es un gran lugar para ser dueño de un hogar. El valor de las viviendas está aumentando y las tasas de interés están bajos. Para muchas personas, ser propietario de un hogar es más acsecible que alquilar. Si quiere ser propietario, pero no tiene un pago inicial, actualmente hay algunas opciones para comprar con poco a nada de enganche. Préstamos VA Entre MCAS Yuma y Yuma Providing Grounds, Yuma es hogar a mucho personal militar retirado y de servicio activo. Préstamos VA cuenta con un cero

Mar 15

USDA Loan Update

USDA Loan Update

USDA Rural Development is making changes!  Effective Wednesday, March 9, 2016, the final rule for 7 CFR Part 3555 and the revised technical handbook, HB-1-3555, will apply for all Rural Development Conditional Commitments issued by USDA. The revisions include many positive changes that will help potential USDA homebuyers qualify for financing.  Here are a few of the updates: Relaxed guidelines about last minute credit report updates. Discount points are now an eligible use of proceeds for moderate income borrowers and can be financed Clarification of the eligibility of conventional

Mar 4

Mortgage Rates Today in Yuma

Mortgage Rates Today in Yuma

Wondering what mortgage rates today are in Yuma, Arizona? The first thing to understand is that in today’s world, every mortgage rate quote is a custom quote.  Not to over-complicate things, but it is important for you to know the truth of how these things work.  There are many things that can affect your interest rate.  In order to get an accurate rate your lender will actually be able to deliver, you should expect to answer a few questions: Are you buying a house or refinancing? If you are refinancing, are

Feb 26

5 Easy Steps to Buying a Home with a USDA Loan in Yuma AZ

5 Easy Steps to Buying a Home with a USDA Loan in Yuma AZ

If you are thinking about buying a home in Yuma county, you may want to look at a USDA loan.  This is a zero down financing program designed to promote home ownership in rural areas.  With low interest rates, low mortgage insurance, and the ability to finance closing costs in some cases, a USDA loan is an excellent option to consider. Here are the 5 easy steps to owning a home: Complete a loan application with NOVA® Home Loans (you can do that here). NOVA® orders your appraisal and

Feb 22

6 Reasons to Consider Refinancing Your Mortgage in Yuma AZ

6 Reasons to Consider Refinancing Your Mortgage in Yuma AZ

If you have a mortgage, you should periodically consider refinancing.  While a 30 year fixed rate is the most common mortgage type, you may be surprised to find that the average life of a mortgage loan is less than 5 years.  Most people don’t stay in a home for 30 years anymore, and even if they do, their lives and financial needs can change drastically over time.  If you have had your mortgage for more than 3 or 4 years, you may want to consider a mortgage checkup.

Feb 18

Loan Programs for Military Veterans

Loan Programs for Military Veterans

Yuma is home to many active duty and retired military personnel.  Thank you for your service!  We are proud to call you our neighbors.  When it comes to buying or refinancing a home, there are benefits you should know about that will help you get the best deal on your financing! VA Home Loan If you have VA eligibility, a VA loan is an excellent option for purchasing a home.  VA loans feature low fixed rates, $0 down payment required, and no monthly mortgage insurance.  This equates to a VA loan

Feb 8

Buying a House in Yuma AZ With a VA Loan

Buying a House in Yuma AZ With a VA Loan

Between MCAS Yuma and Yuma Proving Grounds, Yuma is home to many active duty and retired military personnel. If you are eligible for it, a VA loan is an excellent option for purchasing a home. Some of the benefits of the VA home loan include: Zero down payment required No monthly mortgage insurance Low fixed rates Seller can pay all the closing costs Less than perfect credit okay What to expect as a VA buyer: Usually, you will need to pay $1,000 for earnest money at the time you write