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Tag Archives:housing market

Jun 15

Yuma Homebuyer Housing Market Update

Yuma Homebuyer Housing Market Update

Yuma is heating up, and so is the housing market!  The FED announced today that they will not be raising rates just yet.  For homebuyers in Yuma, this is great news!  When you factor in low home prices and REALLY low interest rates, you can’t go wrong buying a house in this market. Qualifying is Easier Than You Think! If you are just missing the down payment, there are plenty of ways to buy a house with zero down (or close to it). The Pathway 2 Purchase program is

Mar 29

Relocating To Yuma Arizona

Relocating To Yuma Arizona

So you have orders to Yuma.  Congratulations!  Yuma Arizona is a great place to live and raise a family.  You may have heard it gets hot here, and that is true!  It is also true that the winters in Yuma are so nice that our population nearly doubles with winter visitors between October and April. Things to do in Yuma Yuma is a great place to be outdoors (especially in the winter), and there are lots of fun things to do as a family.  The Yuma combination is dunes in the

Sep 12

Yuma Housing Market Update

Yuma Housing Market Update

Most people don’t know this, but the real estate market in Yuma is actually very healthy right now.  For the last 2 years in a row, we have sold more homes than any previous year including 2006 during the peak of the market.  We are currently on track to beat the 2006 number for the 3rd year in a row (1440 sold year-to-date through the end of August). The other side of that statistic is the average sales price.  We saw 4 straight years of big declines in

Jun 24

Say “I Do” to FHA Bridal Registry Account

Say “I Do” to FHA Bridal Registry Account

The rules for tracing the source of down payment money on an FHA loan are REALLY specific.  What we call "sourcing funds" causes problems all the time. There is a little-known loophole for newly married couples called the "Bridal Registry Account."  Here’s how it works—3 simple steps: Couple opens a savings account prior to the wedding Gifts are deposited  All of the 3.5% down payment can come from these gift funds No gift letters.  No paper trails.  Just a simple savings account labeled “bridal registry account” and the borrowers

Jun 2

Frequently Asked Questions

Q. How will I know how much I can qualify for? A.A Loan Officer can work with you to get you qualified BEFORE you look for a home. Based upon information you present to the Loan Officer at the loan application, they will determine the approximate amount of money that you will be allowed to borrow. You will be "pre-qualified" for that loan amount. By allowing your Loan Officer to run your credit report and verify your assets and income, your loan application can be submitted to the

Sep 22

Is Now a Good Time To Buy a Home?

Is Now a Good Time To Buy a Home?

The real estate market is a popular news topic lately. Before you form an opinion based on what you see in the media, realize that everyone has an ulterior motive. But if you want my opinion, the answer is yes. I remember a few years ago when people were lining up to buy overpriced homes at 6 and 7% interest rates. Now rates are in the 4s, home prices are down, and there really isn’t a lot of competition from other buyers. That means you can find the exact home you want, pay less money for it than you think, and have a much less stressful homebuying experience. And to top it off, today’s low rates mean you’re going to end up with a lower monthly payment than any of your new neighbors.

Jun 18

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