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Down Payment Assistance Available in Yuma AZ

For the Down Payment Assistance (DPA) Program below, the assistance is a grant or a gift and is never paid back.

Program Highlights:

box-bridge-loan1• The Arizona Housing Finance Authority offers low and moderate income families attractive interest rates and assistance with down payments and closing costs.

• 3-5% grant available for down payment and/or closing costs.

• This is a true grant program: No repayment is ever required!

• 30 year fixed term at an attractive interest rate.

• FHA, VA and Conventional loan options available

Application Eligibility:

• Not limited to First Time Buyers!

• Maximum annual household income limit: $89,088

• Maximum allowable Debt-to-Income Ratio: 45%

• No minimum cash contribution is required from the applicant

• Credit score must be at 640 or above (660 for government loans).

• Required to complete a home buyer education class.

Property Eligibility

• Single family or townhome.

• Must be owner occupied-no investment property allowed.

• Maximum purchase price: $356,352

Find Out More!

*The Product/Program information contained here is educational only and does not represent actual rates or financing terms.
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