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May 4

Relationship Benefits to Owning a Home

Relationship Benefits to Owning a Home
Jan 13

A Short History of “Underwriting”

A Short History of “Underwriting”

If you’ve ever applied for a mortgage, an insurance policy or a car loan, your application went through an “underwriting process.” Ever wonder why the underwriting process was so intense and detailed? Well, here’s a short history that puts it all in context: The word “underwriter” dates back to the story of Lloyd’s of London, which is the world’s oldest continuously operating insurance company. Lloyd’s of London started as London coffee house in the shipping district of the city. “Underwriters” were individuals who signed underneath the line on

Mar 17

The Best Day of My Life

Nova came out with a fun new video.  I thought I would share it.  What a great place to work!

Nov 30

Black Friday and the Real Estate Market

Black Friday and the Real Estate Market

Nine days prior to the Black Friday opening, people were pitching their tents outside Best Buy to be first in line.  I took a close look at the Best Buy ad.  There were some great deals.  According to my math, the average savings on the front page "door buster" items was 24% off list price.   Toys R Us opened at 10pm Thanksgiving night.  At 10pm, I was standing in line with my wife outside the store, waiting in line to get in.  Actually, I was at the back of the line, which

Jun 25

Two Minute Video on Greed

Two Minute Video on Greed

This is a great little 2-minute video clip of Milton Friedman on the Phil Donahue show in 1979.  He’s talking about free enterprise and capitalism. I love his quote, “The world runs on individuals pursuing their separate interests.”  And “The great achievements of civilizations have not come from government bureaus.”  We all need to go out there and chase our dreams.  That’s what keeps the world going around.  We can’t just sit around waiting for something to happen, or someone else to take care of us.